feat(config-audit): TOK consumes readActiveConfig (v5 F1)

Removes the v4 'void readActiveConfig' placeholder and wires the
active-config snapshot into the TOK scanner.

Per-turn behavior changes:
- Each enabled MCP server becomes its own hotspot entry (richer than
  the parent .mcp.json file alone)
- total_estimated_tokens now includes MCP server cost
- result.activeConfig exposes a small summary
  (claudeMdEstimatedTokens, mcpServerCount, pluginCount, skillCount)

Failures of readActiveConfig are non-fatal — the scanner falls back
to the discovery-only path used in v4.

Tests: +3 cases on the new tok-active-config fixture
(.mcp.json with 2 servers, CLAUDE.md, plugin skeleton).

plugins/config-audit/tests/fixtures/tok-active-config/.claude-plugin/plugin.json

@@ -0,0 +1,5 @@
+{
+  "name": "tok-active-config",
+  "description": "Fixture plugin for TOK scanner active-config integration test",
+  "version": "0.0.1"
+}

plugins/config-audit/tests/fixtures/tok-active-config/.mcp.json

@@ -0,0 +1,12 @@
+{
+  "mcpServers": {
+    "alpha": {
+      "command": "npx",
+      "args": ["alpha-server"]
+    },
+    "beta": {
+      "command": "npx",
+      "args": ["beta-server"]
+    }
+  }
+}

plugins/config-audit/tests/fixtures/tok-active-config/CLAUDE.md

@@ -0,0 +1,14 @@
+# Tok Active-Config Fixture
+
+A small Claude Code-shaped project used by the TOK scanner integration test.
+
+## Purpose
+
+Verify that the TOK scanner consumes `readActiveConfig` output: MCP servers
+appear in hotspots and the CLAUDE.md cascade contributes a non-zero token
+estimate when active-config integration is wired up (v5 F1).
+
+## Notes
+
+This file is intentionally larger than a one-liner so the cascade contributes
+visible tokens to `activeConfig.claudeMd.estimatedTokens`.

plugins/config-audit/tests/fixtures/tok-active-config/commands/sample.md

@@ -0,0 +1,11 @@
+---
+name: sample
+description: Sample command in the tok-active-config fixture
+model: sonnet
+---
+
+# /sample
+
+A trivial command body so the file has both frontmatter and content. The TOK
+scanner ranks command sources by their estimated tokens; this is bigger than
+zero, smaller than CLAUDE.md.

plugins/config-audit/tests/scanners/token-hotspots.test.mjs

@@ -112,6 +112,35 @@ describe('TOK scanner — marketplace scale ordering', () => {
   });
 });
 
+describe('TOK scanner — readActiveConfig integration (v5 F1)', () => {
+  let result;
+  beforeEach(async () => {
+    result = await runScanner('tok-active-config');
+  });
+
+  it('exposes activeConfig summary on the result (proves readActiveConfig was called)', () => {
+    assert.ok(result.activeConfig, 'expected result.activeConfig to be set');
+    assert.equal(typeof result.activeConfig.claudeMdEstimatedTokens, 'number');
+    assert.ok(result.activeConfig.claudeMdEstimatedTokens > 0,
+      `expected claudeMd cascade > 0 tokens, got ${result.activeConfig.claudeMdEstimatedTokens}`);
+  });
+
+  it('hotspots include at least one MCP-source entry', () => {
+    const hasMcp = result.hotspots.some(h => /mcp/i.test(h.source));
+    assert.ok(hasMcp,
+      `expected hotspots to include an MCP source; got: ${result.hotspots.map(h => h.source).join(', ')}`);
+  });
+
+  it('total_estimated_tokens exceeds the minimal sonnet-era baseline', async () => {
+    // sonnet-era has no .mcp.json — the activeConfig MCP entries from this
+    // fixture should push its total above sonnet-era's even when both fixtures
+    // share the user's ambient cascade/plugin state.
+    const baseline = await runScanner('opus-47/sonnet-era');
+    assert.ok(result.total_estimated_tokens > baseline.total_estimated_tokens,
+      `expected ${result.total_estimated_tokens} > ${baseline.total_estimated_tokens}`);
+  });
+});
+
 describe('TOK scanner — hotspots contract', () => {
   let result;
   beforeEach(async () => {