The previous ENV regex `/[\\/]\.env\.[a-z]+$/` only matched a single
lowercase segment after `.env`. Multi-segment and mixed-case variants
such as `.env.production.local.backup`, `.env.stage-1.local`, and
`.env.CI.secret` slipped past the hook. Replaced with
`/[\\/]\.env(\.[A-Za-z0-9._-]+)*$/` which matches `.env` plus any
number of dot-separated alphanumeric/dot/hyphen/underscore segments.
`.envrc` (direnv config, no dot separator) is still allowed.
Addresses critical review 2026-04-20 §2 B1 (HIGH).
Tests: 7 added (6 new multi-segment BLOCK cases + 1 .envrc ALLOW).
All 1494 tests pass.
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