New ledger.py: typed SavingsLedger; realize is fail-closed on an APPROVED
FeedbackContract + a named expert + an explicit timestamp (the §6 determinism
rule — no wall-clock default). The sum key is DIMENSION-FREE (the dimension
label is annotation only and never participates in the mint), so the same
realized saving surfaced via two dimensions lands in one first-write-wins
slot and is never double-counted. Deterministic JSON persistence
(sort_keys, indent 2, LF, trailing newline), schema-validated on load.
New goals.py: GoalContract (absolute target, hard/soft, fail-fast §10).
A hard goal reached raises GoalReached, a structured stop event carrying
target + observed — never a silent stop; soft flags without stopping.
The percent-goal baseline is D-E-gated: the field is reserved and
construction refuses with an explicit NotImplementedError.
Semantics are marked STACK-LOCAL in the docstrings — mirrored from the MAF
plan's capability description, never from MAF code; format shareability
stays a proposed decision point in the brief.
Two detach proofs delivered (decision gate removed -> red; dimension into
the key mint -> the double-counting test red). 400 -> 426 tests; README
synced (test count + a Value layer module block).
Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>
